Publications

Research forms an integral part of PACRA’s rating process.

PACRA, carrying the onus of leadership, strives to contribute to industry growth and development by educating the users of ratings. In this regard, PACRA encourages its senior resources to share their knowledge, accumulated by virtue of their experience at PACRA, with the industry. Such knowledge sharing is primarily in the form of regular analytical writings contributed to various journals and other forums. As a mark of appreciation for personal effort, PACRA makes available all such material on its website. However, the views are made in the individual capacity of the contributor and PACRA not necessarily fully subscribe to those views.

Banking

The growth of economy is closely linked to soundness of its banking system. The Banking sector in Pakistan dominates the financial system and its assets are equal to ~38% of GDP. Risk-averse appetite continues to prevail in the domestic banking industry. While reflecting the challenging domestic economy, this signifies the limited incremental credit demand from the business community. Consequently, the additional liquidity mobilized through deposits, as enabled by increasing remittances and inherent money velocity, is being deployed in government securities.

Sr. No. Document Contributor Forum Date
1 PACRA Publications Jhangeer Hanif IBP Journal Dec-2012
2 PACRA Publications Aishah Khalid Islamic Finance News Jul-2010
3 PACRA Publications Aishah Khalid Islamic Finance News Sep-2008

Islamic Finance

Sr. No. Document Contributor Forum Date
1 PACRA Publications Shahzad Saleem 8th International Course on Islamic Capital Markets, Iran | May 2016 Jun-2016
2 PACRA Publications Shahzad Saleem 8th International Course on Islamic Capital Markets, Iran | May 2016 Jun-2016

Mutual Funds

Sr. No. Document Contributor Forum Date
1 PACRA Publications Shahzad Saleem Lahore School of Economics Mar-2015

PACRA Insight

Sr. No. Document Contributor Forum Date
1 PACRA Publications Humaira Jamil Jan-2016
2 PACRA Publications Jun-2015
3 PACRA Publications Humaira Jamil May-2015
4 PACRA Publications Humaira Jamil Oct-2014
5 PACRA Publications Feb-2014
6 PACRA Publications Feb-2014
7 PACRA Publications Aug-2013

Ratings

Sr. No. Document Contributor Forum Date
1 PACRA Publications Shahzad Saleem Lahore School of Economics Jun-2014
2 PACRA Publications Humaira Jamil IBP Journal Dec-2013

Risk Management

Sr. No. Document Contributor Forum Date
1 PACRA Publications Shahzad Saleem Lahore School of Economics Apr-2015
2 PACRA Publications Shahzad Saleem Lahore School of Economics Apr-2015
3 PACRA Publications Rana Nadeem IBP Journal Jul-2012
4 PACRA Publications Adnan Dilawar IBP Journal Mar-2012