Sector Research

Research forms an integral part of PACRA’s rating process.

The primary outcome of research is a sector study report. PACRA adds value by identifying specific array of factors that lead to credit risk in a particular industry. The frontiers of research at PACRA go beyond the domestic arena to cover international markets, hence affording a rich information resource in generating comparative analysis. All research publications are generated through independent in-house data gathering and deliberation. Wherever possible, primary sources of information are tapped. We also engage industry participants to enhance depth and breadth of analysis.

All Sectors

Sr. No. Title Date
1 Asset Managers Jun-2022
2 Automotive Parts Oct-2022
3 Batteries Dec-2022
4 Brokerage & Securities Jan-2023
5 Cement Mar-2023
6 Chemical Jul-2022
7 Coal Mining and Trading Jul-2022
8 Commercial Bank Jun-2022
9 Communication May-2023
10 Composite and Garments Dec-2022
11 Construction Mar-2023
12 Credit Guarantee Institutions Jun-2022
13 DFIs Jun-2022
14 Distribution | Electricity Feb-2023
15 Distribution | Gas Jun-2022
16 Edible Oil Feb-2023
17 Education May-2022
18 Fertilizer Jan-2023
19 Food Products Dec-2022
20 Furniture & Fixtures Feb-2023
21 General Insurance May-2022
22 Glass Dec-2022
23 Holding Company Aug-2022
24 Hotel & Retail Industry Jun-2022
25 Household Appliances Mar-2023
26 Industrial Gases Oct-2022
27 Jute Oct-2022
28 Leather Mar-2023
29 Life Insurance Jun-2022
30 Machinery Dec-2022
31 Media Mar-2023
32 Metals Dec-2022
33 Microfinance Sep-2022
34 Mobile Phone and Allied Products Dec-2022
35 Modaraba & NBFCs Apr-2023
36 Mutual Funds Feb-2023
37 Oil Marketing Companies Nov-2022
38 Paper and Packaging Nov-2022
39 Passenger Cars May-2023
40 Pesticides Feb-2023
41 Pharmaceutical May-2023
42 Pipeline Networks Oct-2022
43 Polyester Feb-2023
44 Poultry Sep-2022
45 Poultry Feed Jan-2023
46 Power Jan-2023
47 Real Estate May-2023
48 Refineries Nov-2022
49 Relief Jan-2023
50 Rice Oct-2022
51 Shipping Jun-2022
52 Spinning Sep-2022
53 Steel Sep-2022
54 Sugar Apr-2023
55 Technology May-2023
56 Towel Jan-2023
57 Tracking Services Dec-2022
58 Trucks & Buses Dec-2022
59 Tyres Oct-2022
60 Weaving Aug-2022

Financial Institutions

Sr. No. Title Date
1 Asset Managers Jun-2022
2 Brokerage & Securities Jan-2023
3 Commercial Bank Jun-2022
4 Credit Guarantee Institutions Jun-2022
5 DFIs Jun-2022
6 General Insurance May-2022
7 Life Insurance Jun-2022
8 Microfinance Sep-2022
9 Modaraba & NBFCs Apr-2023
10 Mutual Funds Feb-2023

Corporates

Sr. No. Title Date
1 Automotive Parts Oct-2022
2 Batteries Dec-2022
3 Cement Mar-2023
4 Chemical Jul-2022
5 Coal Mining and Trading Jul-2022
6 Communication May-2023
7 Composite and Garments Dec-2022
8 Construction Mar-2023
9 Distribution | Electricity Feb-2023
10 Distribution | Gas Jun-2022
11 Edible Oil Feb-2023
12 Education May-2022
13 Fertilizer Jan-2023
14 Food Products Dec-2022
15 Furniture & Fixtures Feb-2023
16 Glass Dec-2022
17 Holding Company Aug-2022
18 Hotel & Retail Industry Jun-2022
19 Household Appliances Mar-2023
20 Industrial Gases Oct-2022
21 Jute Oct-2022
22 Leather Mar-2023
23 Machinery Dec-2022
24 Media Mar-2023
25 Metals Dec-2022
26 Mobile Phone and Allied Products Dec-2022
27 Oil Marketing Companies Nov-2022
28 Paper and Packaging Nov-2022
29 Passenger Cars May-2023
30 Pesticides Feb-2023
31 Pharmaceutical May-2023
32 Pipeline Networks Oct-2022
33 Polyester Feb-2023
34 Poultry Sep-2022
35 Poultry Feed Jan-2023
36 Power Jan-2023
37 Real Estate May-2023
38 Refineries Nov-2022
39 Relief Jan-2023
40 Rice Oct-2022
41 Shipping Jun-2022
42 Spinning Sep-2022
43 Steel Sep-2022
44 Sugar Apr-2023
45 Technology May-2023
46 Towel Jan-2023
47 Tracking Services Dec-2022
48 Trucks & Buses Dec-2022
49 Tyres Oct-2022
50 Weaving Aug-2022