Sector Research

Research forms an integral part of PACRA’s rating process.

The primary outcome of research is a sector study report. PACRA adds value by identifying specific array of factors that lead to credit risk in a particular industry. The frontiers of research at PACRA go beyond the domestic arena to cover international markets, hence affording a rich information resource in generating comparative analysis. All research publications are generated through independent in-house data gathering and deliberation. Wherever possible, primary sources of information are tapped. We also engage industry participants to enhance depth and breadth of analysis.

All Sectors

Sr. No. Title Date
1 Asset Managers Jun-2022
2 Automotive Parts Oct-2021
3 Batteries Dec-2021
4 Brokerage & Securities Jan-2022
5 Cement Mar-2022
6 Chemical Jul-2022
7 Coal Mining and Trading Jul-2022
8 Commercial Bank Jun-2022
9 Communication May-2022
10 Composite and Garments Dec-2021
11 Construction Mar-2022
12 Credit Guarantee Institutions Jun-2022
13 DFIs Jun-2022
14 Distribution | Electricity Jan-2022
15 Distribution | Gas Jun-2022
16 Edible Oil Feb-2022
17 Education May-2022
18 Fertilizer Jan-2022
19 Food Products Dec-2021
20 General Insurance May-2022
21 Glass Dec-2021
22 Holding Company Aug-2022
23 Hotel & Retail Industry Jun-2022
24 Household Appliances Feb-2022
25 Industrial Gases Oct-2021
26 Jute Oct-2021
27 Leather Mar-2022
28 Life Insurance Jun-2022
29 Machinery Dec-2021
30 Media Mar-2022
31 Metals Dec-2021
32 Microfinance Sep-2021
33 Mobile Phone and Allied Products Dec-2021
34 Modaraba & NBFCs Apr-2022
35 Mutual Funds | Performance Feb-2022
36 Mutual Funds | Stability Apr-2022
37 Oil Marketing Companies Nov-2021
38 Paper and Packaging Nov-2021
39 Passenger Cars May-2022
40 Pesticides Feb-2022
41 Pharmaceutical May-2022
42 Pipeline Networks Oct-2021
43 Polyester Feb-2022
44 Poultry Sep-2022
45 Poultry Feed Jan-2022
46 Power Jan-2022
47 Real Estate May-2022
48 Refineries Nov-2021
49 Relief Jan-2022
50 Rice Oct-2021
51 Shipping Jun-2022
52 Spinning Sep-2022
53 Steel Sep-2022
54 Sugar Apr-2022
55 Technology May-2022
56 Towel Jan-2022
57 Tracking Services Dec-2021
58 Trucks & Buses Dec-2021
59 Tyres Oct-2021
60 Weaving Aug-2022

Financial Institutions

Sr. No. Title Date
1 Asset Managers Jun-2022
2 Brokerage & Securities Jan-2022
3 Commercial Bank Jun-2022
4 Credit Guarantee Institutions Jun-2022
5 DFIs Jun-2022
6 General Insurance May-2022
7 Life Insurance Jun-2022
8 Microfinance Sep-2021
9 Modaraba & NBFCs Apr-2022
10 Mutual Funds | Performance Feb-2022
11 Mutual Funds | Stability Apr-2022

Corporates

Sr. No. Title Date
1 Automotive Parts Oct-2021
2 Batteries Dec-2021
3 Cement Mar-2022
4 Chemical Jul-2022
5 Coal Mining and Trading Jul-2022
6 Communication May-2022
7 Composite and Garments Dec-2021
8 Construction Mar-2022
9 Distribution | Electricity Jan-2022
10 Distribution | Gas Jun-2022
11 Edible Oil Feb-2022
12 Education May-2022
13 Fertilizer Jan-2022
14 Food Products Dec-2021
15 Glass Dec-2021
16 Holding Company Aug-2022
17 Hotel & Retail Industry Jun-2022
18 Household Appliances Feb-2022
19 Industrial Gases Oct-2021
20 Jute Oct-2021
21 Leather Mar-2022
22 Machinery Dec-2021
23 Media Mar-2022
24 Metals Dec-2021
25 Mobile Phone and Allied Products Dec-2021
26 Oil Marketing Companies Nov-2021
27 Paper and Packaging Nov-2021
28 Passenger Cars May-2022
29 Pesticides Feb-2022
30 Pharmaceutical May-2022
31 Pipeline Networks Oct-2021
32 Polyester Feb-2022
33 Poultry Sep-2022
34 Poultry Feed Jan-2022
35 Power Jan-2022
36 Real Estate May-2022
37 Refineries Nov-2021
38 Relief Jan-2022
39 Rice Oct-2021
40 Shipping Jun-2022
41 Spinning Sep-2022
42 Steel Sep-2022
43 Sugar Apr-2022
44 Technology May-2022
45 Towel Jan-2022
46 Tracking Services Dec-2021
47 Trucks & Buses Dec-2021
48 Tyres Oct-2021
49 Weaving Aug-2022