Sector Research

Research forms an integral part of PACRA’s rating process.

The primary outcome of research is a sector study report. PACRA adds value by identifying specific array of factors that lead to credit risk in a particular industry. The frontiers of research at PACRA go beyond the domestic arena to cover international markets, hence affording a rich information resource in generating comparative analysis. All research publications are generated through independent in-house data gathering and deliberation. Wherever possible, primary sources of information are tapped. We also engage industry participants to enhance depth and breadth of analysis.

All Sectors

Sr. No. Title Date
1 Asset Managers Jun-2022
2 Automotive Parts Oct-2022
3 Batteries Dec-2022
4 Brokerage & Securities Jan-2023
5 Cement Mar-2022
6 Chemical Jul-2022
7 Coal Mining and Trading Jul-2022
8 Commercial Bank Jun-2022
9 Communication May-2022
10 Composite and Garments Dec-2022
11 Construction Mar-2022
12 Credit Guarantee Institutions Jun-2022
13 DFIs Jun-2022
14 Distribution | Electricity Jan-2022
15 Distribution | Gas Jun-2022
16 Edible Oil Feb-2022
17 Education May-2022
18 Fertilizer Jan-2022
19 Food Products Dec-2022
20 Furniture & Fixtures Feb-2022
21 General Insurance May-2022
22 Glass Dec-2022
23 Holding Company Aug-2022
24 Hotel & Retail Industry Jun-2022
25 Household Appliances Feb-2022
26 Industrial Gases Oct-2022
27 Jute Oct-2022
28 Leather Mar-2022
29 Life Insurance Jun-2022
30 Machinery Dec-2022
31 Media Mar-2022
32 Metals Dec-2022
33 Microfinance Sep-2022
34 Mobile Phone and Allied Products Dec-2022
35 Modaraba & NBFCs Apr-2022
36 Mutual Funds | Performance Feb-2022
37 Mutual Funds | Stability Apr-2022
38 Oil Marketing Companies Nov-2022
39 Paper and Packaging Nov-2022
40 Passenger Cars May-2022
41 Pesticides Feb-2022
42 Pharmaceutical May-2022
43 Pipeline Networks Oct-2022
44 Polyester Feb-2022
45 Poultry Sep-2022
46 Poultry Feed Jan-2023
47 Power Jan-2022
48 Real Estate May-2022
49 Refineries Nov-2022
50 Relief Jan-2023
51 Rice Oct-2022
52 Shipping Jun-2022
53 Spinning Sep-2022
54 Steel Sep-2022
55 Sugar Apr-2022
56 Technology May-2022
57 Towel Jan-2022
58 Tracking Services Dec-2022
59 Trucks & Buses Dec-2022
60 Tyres Oct-2022
61 Weaving Aug-2022

Financial Institutions

Sr. No. Title Date
1 Asset Managers Jun-2022
2 Brokerage & Securities Jan-2023
3 Commercial Bank Jun-2022
4 Credit Guarantee Institutions Jun-2022
5 DFIs Jun-2022
6 General Insurance May-2022
7 Life Insurance Jun-2022
8 Microfinance Sep-2022
9 Modaraba & NBFCs Apr-2022
10 Mutual Funds | Performance Feb-2022
11 Mutual Funds | Stability Apr-2022

Corporates

Sr. No. Title Date
1 Automotive Parts Oct-2022
2 Batteries Dec-2022
3 Cement Mar-2022
4 Chemical Jul-2022
5 Coal Mining and Trading Jul-2022
6 Communication May-2022
7 Composite and Garments Dec-2022
8 Construction Mar-2022
9 Distribution | Electricity Jan-2022
10 Distribution | Gas Jun-2022
11 Edible Oil Feb-2022
12 Education May-2022
13 Fertilizer Jan-2022
14 Food Products Dec-2022
15 Furniture & Fixtures Feb-2022
16 Glass Dec-2022
17 Holding Company Aug-2022
18 Hotel & Retail Industry Jun-2022
19 Household Appliances Feb-2022
20 Industrial Gases Oct-2022
21 Jute Oct-2022
22 Leather Mar-2022
23 Machinery Dec-2022
24 Media Mar-2022
25 Metals Dec-2022
26 Mobile Phone and Allied Products Dec-2022
27 Oil Marketing Companies Nov-2022
28 Paper and Packaging Nov-2022
29 Passenger Cars May-2022
30 Pesticides Feb-2022
31 Pharmaceutical May-2022
32 Pipeline Networks Oct-2022
33 Polyester Feb-2022
34 Poultry Sep-2022
35 Poultry Feed Jan-2023
36 Power Jan-2022
37 Real Estate May-2022
38 Refineries Nov-2022
39 Relief Jan-2023
40 Rice Oct-2022
41 Shipping Jun-2022
42 Spinning Sep-2022
43 Steel Sep-2022
44 Sugar Apr-2022
45 Technology May-2022
46 Towel Jan-2022
47 Tracking Services Dec-2022
48 Trucks & Buses Dec-2022
49 Tyres Oct-2022
50 Weaving Aug-2022